Our main goal has always been to provide exceptional service to our partners, while helping as many of those in need as possible. To do this, each staff member was carefully selected for their unique skills and qualities. Each addition to our team enhanced the incomparable services we provide to our partners. Not only does each employee have exceptional skills, but they also have the passion to make a difference in the lives of others. With these two important elements, we have been able to impact thousands of lives.

Mark S. McDaniel is the President of Great Lakes Capital Fund Non-Profit Housing Corporation, a nonprofit housing corporation with offices in Lansing, Detroit, Indianapolis, IN, Madison, WI, and Willowbrook, IL. Mr. McDaniel, who received his B.S. in Urban Planning from Michigan State University in 1977, brings with him over 30 years of experience in the areas of affordable housing, community development, urban planning and market research, formerly serving as Vice President and President of a major development company in Michigan, and as Director of Development for another statewide nonprofit housing corporation. Since his tenure with the Capital Funds inception in 1993, Mr. McDaniel has raised and committed over $1.5 billion of loans and equity for affordable housing, and has diversified the Capital Fund to provide access to permanent debt financing, construction lending, technical assistance, predevelopment lending, youth leadership training, and title services.
In addition to his professional experience, Mr. McDaniel has served on the Board of Directors of a number of nonprofit organizations which advocate on behalf of affordable housing, including serving as President of the National Association of State and Local Equity Funds (NASLEF), Board member of Fifth Thirds Community Advisory Forum, Board member of Habitat for Humanity, Treasurer of the Michigan Magnet Fund, Vice Chair of Art of Leadership Foundation, Board member for the Community Economic Development Association of Michigan (CEDAM), member of the Corporation for Supportive Housing State Advisory Committee, Board member of National City Community Development Association, and former Chairman and Board member of the Federal Home Loan Bank of Indianapolis Affordable Housing Council. In 2004 he was the recipient of the Entrepreneur of the Year Award from the Greater Lansing Business Monthly organization, and in 2008 received the Governors Corporate Service Award.

Karen Bensen has been a Compliance Specialist for GLCF since 2005. Prior to that Karen has worked as an Assistant Asset Manager and as an Accounting Assistant with GLCF. Prior to joining GLCF in 1996 Karen was employed by a private company in Chicago where she did financial accounting for both corporate and trust funds along with office administration. Karen has her Bachelor of Arts degree in International Business from North Park College. Karen has earned her Certified Credit Compliance Professional, Certified Occupancy Specialist, Management and Occupancy Review Specialist and Housing Credit Certified Professional designations.

Keith Broadnax serves as Vice President-Capital Group/Real Estate Group. He was formerly a Senior Program Officer for the Local Initiatives Support Corporation. Mr. Broadnax holds a Masters Degree in Urban and Regional Planning from Ball State University and has experience in residential underwriting, commercial loan underwriting, capacity building, and organizing.

Jack Brummett, CPA, is Senior Vice President-Capital Group for Great Lakes Capital Fund. Prior to obtaining his current position in March 2003, Mr. Brummett was a partner with the CPA firm of Dauby, OConner, & Zaleski. For the past 30 years, Mr. Brummett has worked in the real estate industry for various organizations as a professional consultant and technical advisor for development/property management companies.

Yulonda Byrd joined Great Lakes Capital Fund in October 2007 as an Asset Manager primarily serving clients in Southeast Michigan. Prior to joining Great Lakes Capital Fund, Yulonda held the position of Assistant Vice President of JPMorgan Chase. Yulonda holds a Bachelors Degree of Arts from Siena Heights University and has twenty-years of experience in the Financial Institution industry with the last eight years spent in commercial loan underwriting.

Tom Caldwell joined the Fund as an Underwriter for the Great Lakes Capital Fund in 2003. His duties include underwriting equity investments in new construction, Rural Housing 515 Preservation projects, Supportive Housing developments, public housing developments using HOPE VI financing. Other duties include providing development consulting services to developers. Previously Tom was a development consultant with Mullin & Lonergan Associates, a private consulting firm in Philadelphia, PA where he worked with nonprofit and for-profit developers to finance affordable housing in Pennsylvania and West Virginia. His other experience includes new program development for a large nonprofit human services agency in Philadelphia and as public finance analyst for an investment bank. Tom teaches tax credit classes for the Community and Economic Development Association of Michigan and other trade groups. Tom received his Bachelors degree in Economics and History from Emory University in Atlanta, Georgia, and his MBA from Eastern College in St. Davids, Pennsylvania.

Christopher C. Cox is the Chief Financial Officer for GLCF. Chris has extensive experience dealing with the Low Income Housing Tax Credit program. He has over 20 years experience in partnership accounting and financial positions in the real estate industry. Prior to coming to the Fund, Chris was responsible for the various financial analyses for a multi-family real estate corporation in Michigan and Texas.

Kevin Crawley serves as a Vice President of Asset Management for the Great Lakes Capital Fund. Mr. Crawley joined the Capital Fund in 2003 as an asset manager. For the six previous years, he worked at Plante & Moran, PLLC, specializing in performing audits for a variety of clients including real estate, nonprofit, workers compensation and employee benefit plans. Mr. Crawley is a CPA and received his Bachelor of Arts degree in Accounting at Michigan State University.

Tom Edmiston is a Senior Vice President-Capital Group of the Great Lakes Capital Fund. He previously held the position of Chief Operating Officer. Prior to joining the Cap Fund in 2002, Mr. Edmiston directed the Michigan Statewide LISC program (Local Initiatives Support Corporation). Over a 14 year period, he provided training, technical and financial assistance to nonprofit Community Development Corporations (CDCs). Prior to his work in Michigan, Mr. Edmiston provided technical assistance to community groups, CDCs and neighborhood business associations in Denver through the Community Design Center at the University of Colorado. Mr. Edmiston holds a Bachelor of Landscape Architecture degree from Michigan State University.

Jennifer A. Everhart serves as Executive Vice President, Community and Business Services and is the Chief Underwriter of Great Lakes Capital Fund. Ms. Everhart has been with the Fund since 1997, and has 15 years experience in affordable housing, community development and technical assistance to nonprofit organizations. The Capital Fund has channeled more than $1 billion million of equity into affordable housing developments in Michigan, Indiana, Wisconsin and Illinois. Ms. Everhart is responsible for overseeing the underwriting and investment of equity in all of the Funds development partnerships. Prior to joining the Capital Fund, she worked at the Michigan State Housing Development Authority administering technical assistance programs to nonprofit housing development corporations and local units of government. Before working in Lansing, Ms. Everhart worked in Detroit for a community development corporation where she helped package applications for several low-income housing tax credit financed developments, and at a nonprofit senior citizen center which served the needs of low-income seniors that resided in several downtown apartment buildings. Ms. Everhart earned a Bachelor of Science in Finance from Oakland University in Rochester Hills, MI and graduated from the Pratt Community Economic Development Institute in Brooklyn, NY.

Katherine Forth, CPA, is Vice President of Financial Services for the Great Lakes Capital Fund. Prior to joining GLCF in 2007, Ms. Forth worked as a Senior Manager at Plante & Moran PLLC, specializing in real estate and governmental audits. She is a Certified Public Accountant and received a Bachelors of Business Administration Degree with a major in Accounting from Western Michigan University. Ms. Forth is a member of the American Institute of Certified Public Accountants and the Michigan Association of Certified Public Accountants.

Frederick Hash is a Vice President-Capital Group for Great Lakes Capital Fund. Prior to obtaining his current position, Mr. Hash served as President of the Indiana Capital Fund for Housing from August 2001 to March 2003. Before that, Mr. Hash held the position of Vice President of Midwest Advisory Services, Inc., a subsidiary of Michigan Capital Fund for Housing and the Enterprise Social Investment Corporation, which provides equity and offers financial resources for affordable housing development in Indiana, Wisconsin, Kentucky, Minnesota, and Memphis, Tennessee. Mr. Hash joined Midwest Advisory Services in July 2000 and maintained his position until August 2001. He was responsible for marketing Midwest Advisory Services products and services which include consultation services, technical assistance and equity funding for developers and nonprofit organizations. Mr. Hash assisted in the acquisition of tax credit syndication projects in Indiana; in addition to aiding clients in forming viable public/private partnerships. Preceding his position with Midwest Advisory Services, Mr. Hash served as the Vice President/Community Investment Officer of the Federal Home Loan Bank of Indianapolis for 10 years, which provided assistance to member financial institutions and qualified housing finance authorities in Indiana and Michigan, and for six years as a Housing Director/Program consultant for the Indiana Department of Mental Health. Mr. Hash earned a Masters degree in Social Work and a Bachelor of Arts degree in Psychology from Indiana University.

Martha Hoskins joined the Great Lakes Capital Fund January 1, 2007 as an Asset Manager. Most recently, Martha was Asset Management Transitional Specialist with Investment Management Corporation. She oversaw all aspects of asset management activity for the Chicago Equity Fund and the Illinois Equity Fund, as well as acting as Owner for 52 project partnerships where the General Partner had been replaced by Investment Management Corporation, the General Partner entity of the Chicago Equity Fund, and the Illinois Equity Fund. In addition, Martha oversaw all aspects of fund management for the Illinois Equity Fund and joint responsibility of fund management for the Chicago Equity Fund.

Prior to this time, she was employed by a private developer of single-family homes; the National Equity Fund as a Portfolio Management Assistant; and City Lands Corporation as a Project Coordinator. Martha received a Bachelor or Arts degree, majoring in criminal justice and a Master of Business Administration (MBA) from the University of Illinois at Chicago. Martha has obtained the C3P compliance certification from Spectrum Seminars Inc.

Don Klump is Assistant Vice President of Compliance for the Great Lakes Capital Fund. Prior to this, he served as a Compliance Specialist and as an Asset Manager. He has received numerous qualifying designations through Spectrum, The Consortium for Housing and Asset Management and The National Center for Housing Management. He has been certified as a Housing Credit Certified Professional.

Mr. Klump has extensive experience in customer relations, account maintenance and servicing, wholesale auditing, and loan contract acquisition. Prior to joining the Capital Fund, Mr. Klump worked as a Senior Customer Service Representative. He holds a Bachelor of Science degree in Business Administration from Central Michigan University and an Associate of Arts degree from Delta College.

Rick Laber, CPA, serves as Executive Vice President, Capital Allocation Group, overseeing the functions of Asset Management, Underwriting, and the various business lines, including Tax Credit Investing, Private Equity Capital, Mortgage Operations, and Real Estate. Mr. Laber joined the Great Lakes Capital Fund in May 2006 as Managing Director of Asset Management. In his role as director, he was responsible for asset management, investor relations and fund management, and compliance. Prior to joining GLCF, Mr. Laber was with the Michigan State Housing Development Authority for five years. While at MSHDA, he served as the Director of Finance, Chief Underwriter, Acting Deputy Director, and Acting Executive Director. He also worked in the financial institution industry from 1992 through 2001 in various capacities, primarily as Chief Financial Officer. Prior to that, he was an audit Senior Manager with the international accounting firm of Ernst & Young. Mr. Laber holds a BSBA from Central Michigan University and serves on numerous boards.

Jim Logue is the Chief Operating Officer for GLCF, having joined the company in September of 2003 as Regional President. Immediately prior to coming to GLCF, Jim spent twelve years as Executive Director of the Michigan State Housing Development Authority. Jim comes to the GLCF with 32 years of work in affordable housing, including Executive Director of the New Jersey Housing and Mortgage Finance Agency, Director of Programs and Policy at the National Council of State Housing Agencies (NCSHA), and Deputy Assistant Secretary for Multifamily Housing Programs at the United States Department of Housing And Urban Development in Washington, DC. He also served as President of NCSHA and chaired its committee for "best practices" for the Low Income Housing Tax Credit. Nationally known as an expert in affordable housing, Jim has testified before congress on housing policy, and has assisted in the development of federal housing programs at the invitation of members of congress.

Jim currently serves on the board of directors of the Federal Home Loan Bank of Indianapolis, the board of the National Housing Trust, and the national board of the Corporation for Supportive Housing. He is also the President of the National Association of State and Local Equity Funds and the treasurer for the Community Development Associates of Michigan.

Vicki Mincey serves as Vice President of Capital Management for the Great Lakes Capital Fund. She joined the GLCF Asset Management Team in May 2006. Ms. Mincey has over 15 years experience in financial management and over 19 years experience in real estate development and property management. Most recently she was the CFO for the TM Group, Inc., and previously, she was with Southwest Solutions as Director of Finance. Ms. Mincey holds a Masters of Science in Business Administration and a graduate certificate in International Finance from Madonna University. She specializes in financial modeling and business processes, both of which have been topics she has presented at annual conferences, including the Affordable Housing Conference in Lansing, and the Financial Professionals Conference in Chicago.

Chris Potterpin is an Asset Manager in the Lansing office since January 2007. He graduated from Michigan State University's Honors College in December 2004 with a degree in Finance and a concentration in Psychology. Chris worked as a property management accountant at PK Housing & Management for one year before joining the GLCF in January 2006.

Dennis Quinn serves as Senior Vice President-Capital Group for Great Lakes Capital Fund. Prior to joining the Capital Fund in November 2004, Mr. Quinn served for eight years as the Executive Director of Southwest Housing Corporation in Detroit where he oversaw all aspects of residential and commercial real estate development activities. During his tenure, he increased the assets of the company from $500K to $38 million through the use of LIHTC, Historic Tax Credits, HOME funding and conventional financing. Prior to Mr. Quinns work in Detroit, he served as an Assistant Professor of Planning at Iowa State University and as the president of a real estate planning and development company in Orlando, Florida.

Letricia Rodriguez is the Administrative Coordinator for the Asset Management division. Letricia comes to us from Tier Technologies, Inc. as a Supervisor at the Michigan State Disbursement Unit (MISDU) where she was dedicated to the implementation continued success of the Customer Service Department. Letricia brings GLCF an extensive portfolio of skills which includes management with focus on process improvement plans, systems implementation, trend analysis, and procedure writing. Her professional experience also includes commercial real-estate leasing, human resources, and executive administrative support within the accounting industry with a focus in audit and tax. She owned and operated a local business for eight years in which she was committed to the involvement of several community events.

Jill is the Community Development Assistant in the Lansing office. Prior to working for GLCF, she worked as a credit analyst for a Michigan bank.

Terri Salas, CPA, joined Great Lakes Capital Fund in January, 2005, and now serves as Assistant Vice President of Asset Management. Ms. Salas graduated from The University of Michigan with a Bachelor of Business Administration degree. Terri earned her CPA license and worked in public accounting for six years. Prior to joining the Capital Fund, she was the controller of a local development and construction company for ten years.

Aaron Seybert began his career at the Great Lakes Capital Fund in June of 2004 as an Assistant Asset Manager and was subsequently promoted to Asset Manager in the June 2005. Currently, Aaron works as a community development specialist dealing with GLCFs permanent lending program, predevelopment financing, New Markets Tax Credit financing, and state based tax incentives. He graduated with honors from Central Michigan Universitys College of Business Administration with concentrations in Corporate Finance and Accounting. Currently he is pursuing a Juris Doctorate degree at Michigan State University College of Law and will graduate in May of 2009. Mr. Seybert has been involved in various leadership roles as the President of the Financial Management Association at Central Michigan University and Director of Finance for the Student Bar Association at Michigan State University College of Law. Honors include 1st place in the MSU Law all-school negotiation competition and 2nd place CMU/NASDAQ all-school investment challenge.
Mr. Seybert is a member of the American Bar Association Forums on Affordable Housing and Community Development, Tax Law, and Business Law (respectively) as well as the Michigan Housing Council and the Tax Credit Coalition. Aaron has been involved in several policy initiatives co-authoring bills related to affordable housing and community development in the state of Michigan. .

Denise Demers Stein is the Vice President of Community Leadership of the Great Lakes Capital Fund. While building and operating PMP Community, a successful leadership consulting organization, Denise founded the ART of Leadership Foundation, a 501(c)3 Non Profit organization dedicated to inspiring vision and leadership in young people, giving them the skills to succeed in their lives and to be leaders in the communities, Denise joined GLCF to offer leadership development programs for youth, families and residents, non profit agencies, local merchants and businesses, and Cap Fund Partners across the GLCF footprint. As a principal with PMP for over 20 years, Denise has worked with thousands of business people, supporting them in becoming more effective in leadership, management, and coaching and using these skills to create highly effective teams of people, fulfilling on their Personal Life Visions while pursuing the purpose of the enterprise. Denise is a founding board member of the Metro Detroit Mentor Collaboration, served as a founding member of Governor Jennifer Granholms Mentor Michigan Providers Council, helped to found and organize ARISE Detroit, and currently serves on the Detroit Medical Center Rehabilitation Institute of Michigans Board of Trustees, and the Detroit Institute of Arts Detroit Film Theatre Board of Directors.

Jerome Sullivan CPA, CFA, serves as a Senior Vice President-Capital Group for the Great Lakes Capital Fund. Mr. Sullivan joined the Capital Fund in 2005 to help oversee the entry into Wisconsin. He also assists with GLCFs permanent mortgage financing program. Prior to joining the Capital Fund, Mr. Sullivan was a vice president for the mortgage operation of the Enterprise Social Investment Corporation. He established an office in Chicago and oversaw its Midwest operations. Previously, Mr. Sullivan worked for ten years for the General Board of Pension and Health Benefits, a retirement plan sponsor with over $10 billion in assets. Mr. Sullivan finished his tenure at the pension fund as manager of alternative investments. He graduated with a Bachelor of Science in Accounting degree and a second major in Economics from the University of Illinois. Mr. Sullivan is a Chartered Financial Analyst and a Certified Public Accountant.

Rich Swantek, CPA, serves as a Vice President of Asset Management for the Great Lakes Capital Fund. Previously he was the Director of Asset Stabilization for GLCF. He has been affiliated with GLCF, its subsidiary corporations and investment partnerships since 1998. Prior to joining GLCF, Mr. Swantek was controller of a regional office of a worldwide advertising agency from 1994 to 1998. From 1984 to 1994 he held various positions with a major multi-family real estate development company in Michigan, which developed, designed, constructed and managed developments utilizing the low-income housing tax credit program. Mr. Swantek obtained his CPA license in 1980 and practiced public accounting through 1984 with an emphasis on serving both the residential and commercial real estate industry. Mr. Swantek holds a BSBA from Central Michigan University.

Deborah Toby serves as Vice President of Administrative Services for Great Lakes Capital Fund. She joined GLCF in July 2005 as Corporate Resources Manager. She currently leads the Human Resources, Staff Development & Training, Administrative Support, Corporate Records, Risk Management, and Information Technology functions. For the ten years prior to joining GLCF, Ms. Toby was employed with a global career management and organizational consulting firm, first as office manager, then as organizational consultant, and finally as a member of its sales and marketing team. Ms. Toby earned a Bachelor of Science degree majoring in Psychology with a minor in Business Administration from Fayetteville State University in North Carolina, and has completed graduate coursework at Michigan State University and Central Michigan University. She serves her community as a member of the board of directors for Haven House in East Lansing, and on the board of directors for Junior Achievement of Mid-Michigan.

Victor Vasquez serves as Vice President of Capital Fund Advisory Services for Great Lakes Capita Fund. His previous position was that of Director of Community Development. Prior to joining the Capital Fund in 2006, Mr. Vasquez was employed by the City of Grand Rapids Michigan, where he served as Assistant City Manager of Planning and Community Development for six years, Assistant City Manager of Neighborhood Services for seven years, and Community Development Director for nine years. Mr. Vasquez has considerable experience in neighborhood revitalization through the administration of numerous federal resources including Community Development Block Grants, HOME, Emergency Shelter Grants, and Local Law Enforcement Block Grants. As a volunteer, he has served on numerous local, state, and national boards, including that of the Capital Fund, which he chaired for six years. Mr. Vasquez currently serves on the boards of the Metro Health Hospital, International Hispanic Network, and the Grand Rapids Family Credit Union. He received a Bachelor of Arts degree in Business Administration from Saint Mary of the Plains College, and completed graduate coursework in Public Administration at the University of Kansas.

Katie Vondra started her professional career in 1996 in Property Management as a leasing agent while attending Michigan State University. After receiving her degree from the College of Arts and Letters in 1997, she continued to work in multi-family conventional housing as a property manager and later as a senior property manager focusing on troubled properties. In 2002, she moved to the student housing arena where she worked in management, development and finance. She moved into the affordable housing field in March 2006 where she worked as the business manager for a local management company until joining the Cap Fund in October 2007. She served on the Property Management Association of Mid-Michigans Board of Directors for three years and held the position as Secretary for one year. She holds a State of Michigan Brokers License.

Timothy Watson is the Accounting Specialist in the Corporate Office in Lansing, Michigan of the GLCF. Tim earned a Bachelor of Business Administration in Accounting from the University of Michigan in 1988. Prior to joining the Capital Fund, Mr. Watson he served 14 years as the Financial Manager and Auditor of the State of Michigan Department of Corrections where he assisted in various departments overseeing a range of responsibilities that included formulating budgets and spending plans, formulated annual spending plan, conducting financial, performance, operational audits of 48 facilities, and the supervision of staff auditors. During his service, he formulated an annual spending plan of $22 million for the Ionia Maximum Correctional Facility of Michigan. Prior to his work at the State of Michigan, he served as a staff auditor at the Ford Motor Company and oversaw the North American sales operations. Tim has 17 years of accounting and financial management experience and is an accomplished manager of budgets in excess of $20 million.

Since January 2004, Mary Welch has served as an Asset Manager at the Great Lakes Capital Fund, a non profit community development finance organization. Mary started in the field of professional property management in 1998 as a leasing consultant. For the next six years, Mary served in several capacities such as site manager, regional trainer, marketing director, and director of property management. Mary also worked as an industry consultant, providing one-on-one and group training, mystery shopping services, performance analyses, and project management assessments for owners and management companies. Mary also served on the boards of directors for the Property Management Association of Michigan and Mid-Michigan from 1999 to 2003.

James White joined the Capital Fund in October 2007 in the Asset Management Division. Prior to joining the Capital Fund, James worked as a Senior Deputy Director in the Community Development Division of Fannie Mae. In addition to having been a real estate developer and serving as Managing Partner of LuDell-White Development and Managing Partner for Allen-White Properties, respectively; he also a licensed real estate broker and has a Bachelor of Business Administration from Davenport University.